Cash flow forecast template
Dzaleka Online Services

1. Opening balance and income
Opening balance
How much cash is available at the start of the month?
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Expected sales
How much do you expect to earn from normal sales?
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Other income
Will there be any extra income such as contracts, support, or side services?
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2. Stock and operating costs
Stock or materials
How much will you spend on stock, ingredients, materials, or supplies?
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Transport or delivery
How much will travel, shipping, or collection cost?
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Rent, data, airtime, or utilities
What regular monthly operating costs do you expect?
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3. People and business support costs
Staff or helpers
Will you pay anyone to help this month?
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Maintenance or repairs
Any expected fixing, replacement, or servicing costs?
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Emergency reserve
How much do you want to keep untouched if possible?
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4. Monthly balance
Total cash in
Add opening balance, sales, and other income.
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Total cash out
Add all expected costs.
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Closing balance
Cash in minus cash out. What will remain at month end?
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5. Warning signs and action points
Low cash warning sign
What number tells you cash is becoming unsafe?
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Response action
What will you do if that warning sign appears?
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Support option
Who can advise or help if cash pressure continues?
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